About Gold Loan Software
Loan management
- Auto Loan Number generation with barcode.
- Manage Different Loan Schemes. Schemes-
- Monthly Scheme
- Weekly Scheme
- Advance Scheme
- Multiple interest rates as per no. of days
- EMI -Compound Interest.
- Manage loan officer, agent information, agent commission
- LTV calculation as per RBI guidline.
- Auto calculate loan amount based on pledged item’s valuation.
- Facility to add loan rejection note/remark, loan pending note.
- Loan installment schedule.
- Loan installment schedule with payment details, late fee, processing fee, cheque return charges.
- Instant Loan Aproval System.
- Active loan.
- Rejected loan.
- Closed loan.
Pledged item Management :
- Add Pledged item’s weight, qty and remarks, with each item market valuation.
- Manage items through barcode facility.
- Gold Stock Master, Search items by item-code, by loan-no, collection date.
- Online Gold Rate RSS Feed, Daily update of market rate.
MIS Reports
- Daily Gold Stock Movement Statements.
- Daily Branch wise open and close statement.
- Branch wise and consolidated receipt and payment statement.
- Subscriber wise loan payment registers.
- Outstanding report Branch wise, Subscriber wise.
- Subscribers Welcome letter, Agreement.
- Loan Statistics/Summary : Total Paid Amount, Remaining Principle Amount, Interest paid.
- Send birthday and anniversary greetings to subscribers.
- Centralized Robber List management.
Accounting Module
- Journal Voucher, Receipt Voucher, Payment voucher, Contra Voucher.
- Accounts, Accounts Ledger .
- Export to XML.
- Bank Deposits.
Accounting Reports
- Cash in hand
- Day book
- Trial balance
- Balance Sheet
- Profit and loss statement
